Saving is a subject almost everyone avoids. The financial sector all talks the same way: blue, ties and a language that pushes away the people who most need to listen. We came to do things differently.
The Guru is our face: a partner who takes the hassle out of credit and saving, talks the way you'd explain things to a friend and isn't afraid to tell the truth, even when the truth is "don't go ahead right now".
We think deciding on credit shouldn't mean deciphering small print. That comparing banks shouldn't be a headache. And that good advice shouldn't cost you anything, because in our case the banks pay.
We are a tied credit intermediary, authorised by Banco de Portugal. We compare the partner banks' offers, negotiate terms and handle the paperwork, for mortgages, construction loans, mortgage transfers and financial advice.
To know exactly what that means (and what you can expect from us), read the Credit Intermediary page.
We explain every rate, insurance and fee before you sign anything at all.
Our service is 100% free for the consumer. The banks pay us.
If the best decision is to wait or do nothing, that's what we tell you.