PTEN Try the calculator
Service

Construction Loan

Building your home from the ground up? Construction financing has its own rules: stage drawdowns and deadlines. We handle it with you, with no surprises.

How it works

From the first hello to the signed contract

1

We listen to your project

We get to know the plot, the build budget and the planned stages.

2

We structure the financing

We organise the loan with capital released in step with the build.

3

We compare the banks

We see which partner bank offers the best terms for construction.

4

We follow the build

We track the stage drawdowns and keep the process moving.

What you gain

Why do this with the Guru

Stage drawdowns

The money is released as the build progresses, handled with the bank.

Bank comparison

Not every bank likes construction. We know which ones do, and how.

Everything explained

Inspections, deadlines and conditions, with no surprises halfway through the build.

Free for you

Our support is free; the banks pay us.

FAQ

Frequently asked questions

Is a construction loan different from a mortgage?

Yes. The capital is released in stages (foundations, structure, finishes) as the build progresses and is inspected.

Do I need to own the plot?

Usually yes: the plot normally serves as security. There are solutions that finance plot + construction; we study your case.

What grace period do I get?

During the build you usually pay only interest on the capital already released. We explain everything before you go ahead.

No obligation

Shall we talk about your case?

Tell us what you need. The Guru studies your situation, compares the partner banks and tells you, with numbers, what makes sense for you. It's free.