See your home's estimated instalment in seconds, and understand the real costs before you talk to the bank.
Estimate based on constant instalments. The indicative APRC includes insurance (around 0.028% of the capital per month), initial fees, stamp duty and contract costs. The actual instalment and APRC depend on your profile and on the bank.
It's what you pay the bank every month. It depends on three things: how much you borrow, over how long you repay and the interest rate. Longer terms lower the instalment but increase the total interest.
What really compares banks is the APRC (TAEG): it includes interest, fees, insurance and taxes. That's where the Guru looks for the best option for you.
No. It gives you a realistic estimate using a reference rate. The actual instalment depends on the spread, insurance, fees and your risk assessment, things that are only settled with the bank.
The TAN is just the nominal interest rate. The APRC (TAEG) adds everything you pay (interest, fees, insurance, taxes): it's the number you should compare between banks.
As a rule, banks finance up to 90% of the property value, so you need around 10% as a deposit, plus deed costs and taxes (IMT and stamp duty).
Nothing for you. We are a credit intermediary and the banks pay us.
The calculator gives you an estimate. The Guru goes to the partner banks and brings you real offers, and it's free for you.