PTEN Try the calculator
Service

Mortgage

Buying a home? We compare the partner banks, negotiate the spread and the insurance and handle the paperwork, so you pay less, with no headaches.

How it works

From the first hello to the signed contract

1

We listen

We find out what you need: amount, deposit, term and your financial situation.

2

We analyse

We study your profile and see where you fit best among the partner banks.

3

We compare

We show you the offers side by side, in plain language, and clear up everything.

4

We follow through

We handle the paperwork and stay with you until the deed is signed.

What you gain

Why do this with the Guru

Several banks at once

Instead of going from branch to branch, we compare the partner banks for you.

Spread and insurance negotiated

We push to get you better terms than you would get alone at the counter.

No small print

We explain every rate, insurance and fee before you sign.

Free for you

The banks pay us. For you, our support is always free.

FAQ

Frequently asked questions

How much deposit do I need?

As a rule, banks finance up to 90% of the property value, so count on around 10% as a deposit, plus deed costs and taxes.

Fixed or variable rate?

It depends on your profile and on sleeping soundly. We explain both without legalese and help you choose, without pushing you towards either.

How much does your service cost?

Nothing for you. We are a credit intermediary and the banks pay us.

No obligation

Shall we talk about your case?

Tell us what you need. The Guru studies your situation, compares the partner banks and tells you, with numbers, what makes sense for you. It's free.